Under most private medical insurance policies everyday medical expenses (also known as out-patient expenses) are covered to some degree.

These expenses include most of those that you pay for yourself on a day-to-day basis, such as GP fees, visits to consultants or fees for physiotherapy.

Check your health plan for details but most patients covered by a Private Health Insurance Policy Health can claim between 25% and 50% back on everyday medical costs up to a maximum amount each year